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Understanding Private Health Fund Coverage for Hypnotherapy

 

 

Can I Claim Hypnotherapy Through My Health Fund?

Some Australian private health funds offer rebates for hypnotherapy, but coverage varies depending on the insurer, individual policies, and certain conditions. To confirm your eligibility, we recommend contacting your health fund directly to discuss your specific plan’s coverage for hypnotherapy.

Health Funds That May Cover Hypnotherapy

The following health funds may offer rebates for hypnotherapy services when performed by accredited members of the Australian Hypnotherapists’ Association (AHA). Coverage is typically for specific issues like smoking cessation or weight management, and requirements often include using an approved provider or providing a doctor’s referral. Here is a list of health funds that may provide coverage:

  • AHM (Australian Health Management) – Covers smoking cessation only.

  • Australian Unity – Covers clients who held policies prior to 2018. New policies do not include hypnotherapy coverage.

  • CBHS Health Fund – Requires a registered provider and may cover stress or habit-related sessions.

  • CUA Health Fund – Offers coverage for stress management, weight loss, or smoking cessation with a doctor’s referral.

  • Grand United Health – May provide rebates for qualified providers.

  • HBF (WA) – Requires registration directly with HBF.

  • Health Care Insurance Limited – Covers smoking cessation and weight management only, up to $150 annually.

  • Health.com.au – Covers some programs, with GP referral required in some cases.

  • Health Partners – May provide rebates through verified AHA membership.

  • Medibank Private – Available for members with specific legacy policies held before April 2011.

  • Navy Health Fund – May offer rebates; clients need a provider number linked to their AHA membership.

  • Phoenix Health Fund – May provide coverage upon presentation of a valid AHA registration.

  • Queensland Country Health Fund – Covers smoking cessation and weight management programs only.

  • Teachers Federation Health – May cover sessions upon a verified claim through AHA.

 

Clients are advised to confirm specific requirements, as some funds only cover specific services like “quit smoking” or “weight management,” and certain policies may no longer include hypnotherapy.

Health Funds That Do Not Cover Hypnotherapy

The following funds typically do not provide coverage for hypnotherapy or only cover services provided by registered psychologists:

  • ACA Health Benefits Fund

  • Bupa – Coverage limited to registered psychologists only.

  • Doctors Health Fund

  • Federation Health

  • GMHBA (Geelong Medical)

  • HCF

  • Health Insurance Fund of WA (HIF)

  • NIB

  • St. Luke’s Health

  • Transport Health

  • Westfund

This list is not exhaustive, and health fund policies are subject to change.

Important Tips for Claiming Hypnotherapy Rebates

When considering health fund claims for hypnotherapy, keep these tips in mind:

  • Verify Provider Requirements: Health funds may require your hypnotherapist to hold an AHA membership and be listed as a verified provider. (HDH clinical Hypnotherapy is a registered member with a provider number).

  • Check Specific Policy Coverage: Even within the same health fund, different policies may have different levels of cover.

  • Ask for a Detailed Receipt: Ensure your receipt includes your provider’s AHA membership details, provider number (if required), the service provided, and your personal information to simplify claims. (HDH clinical Hypnotherapy will give you a fully itemised invoice with all details required by applicable health funds).

Ready to Take the Next Step?

While health fund coverage can make hypnotherapy more affordable, our focus is on supporting your well-being and long-term transformation. To get started, check our flexible Fees and Payment Plans and book a session with HDH Clinical Hypnotherapy today.

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